Introduction:
This is Part 3 of our 5-part series on transforming your painting and handyman business into a professional, scalable operation.
Read Part 1: Tools & Equipment.
Read Part 2: Legal Structure & Licensing.
You've invested in quality tools and established your business legally. Now it's time to protect everything you've built. Insurance isn't just a legal requirement or something clients demand—it's the safety net that keeps one bad day from destroying your business and personal finances.
Many contractors view insurance as an unnecessary expense, especially when starting out. But consider this: one lawsuit from an injured client, one accident that damages expensive property, or one theft of your tools can cost tens or hundreds of thousands of dollars. The right insurance coverage costs a few thousand dollars annually and provides protection worth far more.
